Commercial Property Insurance Claims
There are many types of commercial property insurance claims that are covered by most commercial insurance policies. Unfortunately, insurance companies routinely act in bad faith by denying the claim entirely or underpaying business insurance claims since it is cheaper to pay their lawyers to defend these claims than to pay the entire claim outright.
Under the terms of your commercial lines insurance policy, insurance companies are required to restore your business to its previous condition after a disaster occurs. However, this is rarely the case. In response to a claim for damages to your business, the insurance companies will assign insurance adjusters who under adjust and underpay your claim or wrongfully deny your commercial insurance claim altogether. Aside from recovering money for structural damage to your commercial property, business owners may also be entitled to insurance proceeds for the interruption of the business and lost profits during the time that the business is closed. Filing an insurance claim properly can mean the difference between a denied claim (possibly resulting in you going out of business) or a paid claim.
We fight to make sure you are not short-changed by the insurance company and get everything you are entitled to under your insurance policy. If you have a commercial property insurance claim that was wrongfully denied or underpaid by your insurance company, or you need assistance with the filing of your business insurance claim, call the property insurance lawyers at Arnesen Webb, P.A. immediately at (561) 757-6000 for a free consultation.
The commercial property claims listed below are routinely denied by insurance companies because of improper claims presentation:
- Apartment Buildings
- Retail Stores
- Restaurants/Bars
- Service Businesses
- Warehouses
- Malls and Strip Malls
- Building Owners
- Condominium Buildings
- Churches/Temples/Religious Buildings
Types of Commercial Property Insurance Claims:
- Flood Damage
- Collapse
- Fire/Smoke Damage
- Storm Damage
- Business Interruption
- Special Risks
- Drywall Damage
- Hurricane/Wind Damage
- Vandalism/Theft/Burglary
- Mold Damage
- Floor and Tile Damage
- Septic/Sewer Back-Ups
- Pipe Breaks/Leaks
- Foundation Cracks/Failures
- Vehicle or Aircraft Hitting Building
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No Fee if No Recovery.