Burglary, Theft and Vandalism
Many of us have experienced the feeling of violation that occurs when our homes, businesses, or other property are broken into and our personal items and belongings stolen or destroyed. Most people, however, do not know that the typical homeowners or commercial lines insurance policy covers the full value of your stolen or damaged contents (e.g. electronics, jewelry, furniture, tools, etc.) along with the damage to your home or business caused by a burglar or vandal. It is important to routinely document and photograph your personal items and/or contents so that you can recreate the monetary value of your loss in the event of a burglary, theft or vandalism.
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