Flood Damage Insurance Claims
Your home or business can sustain considerable water damages from flooding. Most people do not understand that some flood claims are covered by homeowners and commercial lines insurance policies and some are not. For example, if your home or business is flooded by a pipe burst, supply line leak, plumbing failure, plumbing back-up, roof leak or from another sudden and accidental event, the resulting damage is typically covered by most insurance policies. However, if your home or business is flooded from water build-up caused by excessive rain or from a storm, that type of flooding is not typically covered by most standard homeowners insurance policies and an additional federal flood policy is required. It is important to speak with your insurance agent to ensure that you are properly covered in the event of any type of flooding.
Flood damage claims are routinely denied by insurance companies because of improper claims presentation. Filing a flood insurance claim properly can mean the difference between a denied claim and a paid claim. It is important to consult with an attorney who specializes in insurance law to assist you with the proper presentation of your flood insurance claim.
The attorneys at Arnesen Webb, P.A. focus their practice on property insurance claim disputes and personal injury. If you feel that your property insurance claim was wrongfully delayed, denied or underpaid by an insurance company, call the property insurance lawyers at Arnesen Webb, P.A. immediately at 877-757-6003 for a free consultation.
Request a Free Consultation
No Fee if No Recovery.